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Financial Relief
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ABOUT US

We Provide Immediate & Secure Short-term Loans

USA Loan Solutions is a trusted direct loan provider committed to helping individuals navigate life’s financial ups and downs. When unexpected expenses arise, our installment loans offer a secure, convenient, and fast solution. Customers commonly turn to USA Loan Solutions for help with expenses such as:

  • Rent
  • Medical Expenses
  • Car Repairs
  • Bills
  • Overdraft Fees
  • Home Repairs

Get Up to $1,500 Fast

*For qualifying, returning customers only

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THE PROCESS IS

SIMPLE as 1, 2, 3

You are moments away from receiving your money!

1. Apply Online

It's Quick, Secure, and Confidential.

2. Fast Approval

Know if you're approved in minutes.

3. Receive Funds

Funds in your account same or next business day.*

Frequently Asked Questions

What is an Installment Loan?

An installment loan is a simple, predictable way to borrow. You’ll repay the loan over time with fixed payments, and both the payment amount and number of payments are set upfront—so you always know what to expect.

We offer flexible options, so your payment schedule can be customized to fit your budget.

To be approved for a loan, you only need:

  • Proof of consistent income for the last 90 days
  • Be 18 years of age or older and a citizen or permanent resident of the United States
  • A valid checking account in your name
  • A valid email address and cell or home phone number

We lend up to $1,500.

*For qualifying, returning customers only

Once your loan is approved, we will deposit your funds via ACH into your bank account within the next business day.

Our qualification process does not use traditional credit scoring models. We rely on verified banking and income information to determine your eligibility.

The process can be done in minutes. Complete the loan application and one of our dedicated loan specialists will be in touch with you.

Why Customers Choose Us!

All Credit History Welcome

We do not run traditional credit checks. Instead we consider your overall finances to make a decision.

Personalized Service

Our dedicated customer service team is available M-F 6AM to 4PM PST to help with anything from getting a new loan to making adjustments to your existing loan.

Easy Process

Our application process takes less than 15 minutes from start to finish. We deposit via ACH straight into your bank account.

Loans up to $1,500

Build your internal credit with us. Every loan that you pay off with positive payment history will increase your internal line of credit.

No Hidden Fees

Your payment plan will give you clear insight into your repayment schedule. We don't charge any early payment penalties - pay off on your own terms!

Secure Process

Our application and loan process are secured by bank-level encryptions so rest assured that your information is safe with us.

TESTIMONIALS

Here’s what our happy customers are saying!

I was nervous about applying for a loan online, but USA Loan Solutions was a breath of fresh air. It truly felt like they were on my side, helping me through a tough spot. Highly recommend!

Jenny W

“I’ve worked with Amanda on a few loans now. She is super attentive and answers all my questions quickly. She doesn’t pressure me to borrow more than I need and does her best to make things easy for me. Thanks for being a great solution for real people in this economy!”

Mark B

“I wanted to thank you for how nice and professional you are. It is refreshing to deal with folks like you.”

Sherry H

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from receiving your money!

Join thousands of happy customers getting financial relief!

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USA Loan Solutions is a consumer lending company specializing in online installment loans.

Unlike many other lending companies, we offer flexible payment options that empower our customers to better control their finances.

Quick Links

Additional Links

Contact Us

USA Loan Solutions
621 Medicine Way Ste 19
Ukiah, CA 95482

PH: 844-562-6225
customerservice@usaloansolutions.com

USALoanSolutions.com is a website owned and operated by USA Loan Solutions. USA Loan Solutions is a tribally chartered corporation, and a wholly owned instrumentality and subdivision of the Guidiville Rancheria, a federally recognized sovereign American Indian tribe ( “Tribe”).

USA Loan Solutions adheres to federal consumer finance laws and operates within the boundaries of the lands held in trust for the Tribe. Funds borrowed from USA Loan Solutions are governed by federal law and the laws of the Tribe. Nothing in this communication should be construed as a waiver of sovereign immunity, which is expressly preserved.

Completion of our Loan Application does not guarantee that you will be approved for an Installment Loan offer. The maximum loan amount for first-time customers is $700.00.

*Same Day Funding Disclaimer: may be limited by funding time frames and cut-off times. Applications processed and approved before 4 p.m. PST Monday–Friday are typically funded on the next business day. If you require funds on the current business day, you can request Same Day Funding up to 11:30 a.m. PST Monday–Friday by calling 844-562-6225. For loans processed on weekends or bank holidays, you will receive the Transfer on the following business day. Please verify with your bank, as additional incoming fees may be assessed.

Business hours: Monday–Friday, 6:00 AM–4:00 PM (PT). Closed on weekends and all federally recognized U.S. holidays.

Please note: This is an expensive form of borrowing. USA Loan Solutions installment loans are designed to assist you in meeting your short-term financial needs and are not intended to be a long-term financial solution. Examples of why our services may be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses.

Completion of our installment loan application in no way guarantees that you will be approved for an installment loan. USA Loan Solutions reviews your information in real-time to determine whether you meet our lending criteria. You acknowledge that by submitting and completing the loan application, you are applying for a loan. We verify loan applicant information through alternative credit reporting agencies and may obtain your credit information to determine your eligibility and ability to repay. All application information must be received, verified, and approved by a Loan Specialist by 4:00 pm PST to receive your money the next business day.

This service is offered to you from lands held in trust for the Tribe, regardless of where you may be situated or access this site, and constitutes an offer for consumer loans solely within the Tribe’s jurisdiction, not any other state. The Tribe does not allow access or accept applications for this service from residents of all locations, and the service may or may not be available at your location. The location from which the Tribe chooses to allow access to its jurisdiction may change from time to time without notice. If you choose to visit the Tribe’s jurisdiction through the internet and access services offered and regulated under the Tribe’s laws, you must consent to the Tribe’s jurisdiction and agree that Tribal law governs such services. Availability of loans is subject to change at any time at the sole discretion of USA Loan Solutions.

If you have additional questions, please call us at 844-562-6225 or email us at customerservice@usaloansolutions.com.

© USA Loan Solutions. All Rights Reserved.